Basic Mortgage Calculators
Essential Tools for UK Homebuyers
Get started with our fundamental mortgage calculators designed to help you understand affordability, monthly payments, and basic mortgage concepts.
Affordability Calculator
Calculate how much you can afford to borrow based on your income, expenses, and deposit.
- Income and expense analysis
- Debt-to-income ratio calculation
- Maximum loan amount estimation
- Stress testing at higher rates
Interest Rates Calculator
Compare different interest rates and see how they affect your monthly payments and total cost.
- Fixed vs variable rate comparison
- Payment difference analysis
- Total interest cost calculation
- Rate change impact assessment
Repayment Calculator
Calculate your monthly mortgage payments based on loan amount, interest rate, and term.
- Monthly payment calculation
- Interest and principal breakdown
- Payment schedule generation
- Different term comparisons
Deposit Calculator
Work out how much deposit you need and explore different LTV ratios and their impact.
- Minimum deposit calculation
- LTV ratio analysis
- PMI cost estimation
- Deposit saving timeline
Mortgage Term Calculator
Compare different mortgage terms and see how term length affects your payments and total cost.
- 15, 20, 25, 30+ year comparisons
- Payment vs interest analysis
- Total cost breakdown
- Optimal term recommendations