Calculate Deposit Requirements
Enter the property price and desired LTV ratio to see your deposit requirements.
Your Deposit Requirements
Required Deposit
£0
Loan Amount
£0
Shortfall / Surplus
£0
Deposit Analysis
- Deposit as percentage of property value: 0%
- Loan as percentage of property value: 0%
- Additional costs to budget: £2,000 - £5,000
- Recommended total savings: £0
Understanding LTV
Loan-to-Value (LTV) is the percentage of the property value that you borrow. Lower LTV typically means better interest rates.
Most lenders offer mortgages up to 95% LTV, though 80-90% LTV usually has the best rates.
Additional Costs
Don't forget about additional costs like:
- Survey costs (£300-£1,500)
- Legal fees (£500-£1,500)
- Stamp duty (if applicable)
- Moving costs
- Mortgage arrangement fees