Last Updated:
Privacy at a Glance
Information We Collect
Financial Calculation Data
When you use our mortgage calculators, all financial information (loan amounts, interest rates, income details, etc.) is processed entirely within your browser. This data never leaves your device and is not transmitted to our servers.
Website Usage Analytics
We collect anonymous analytics data to understand how our website is used and to improve our services. This includes:
- Page views and popular calculator tools
- Browser type and device information (anonymized)
- General location data (country/region level only)
- Time spent on different pages
- Referral sources (how you found our website)
Contact Communications
If you contact us via email, we collect and store your email address and message content solely for the purpose of responding to your inquiry.
Privacy-First Design
Our calculators are designed with privacy in mind. All financial calculations happen on your device, ensuring your sensitive information remains completely private.
How We Use Your Information
Service Improvement
We use anonymous analytics data to:
- Understand which calculators are most useful to users
- Identify areas for website improvement
- Monitor website performance and loading speeds
- Detect and fix technical issues
- Develop new calculator tools based on user needs
Communication
Your contact information is used only to:
- Respond to your questions or feedback
- Provide technical support when requested
- Send follow-up information related to your specific inquiry
Legal Compliance
We may use information to comply with legal obligations, resolve disputes, and enforce our terms of service.
Information Sharing
We Do Not Sell Your Data
We do not sell, trade, or rent your personal information to third parties under any circumstances.
Service Providers
We may share limited, anonymous analytics data with trusted service providers who help us operate our website, such as:
- Web hosting providers
- Analytics services (Google Analytics)
- Content delivery networks
Legal Requirements
We may disclose information if required by law, court order, or government regulation, or to protect our rights and safety.
Third-Party Services
Any third-party services we use are carefully selected and bound by strict privacy agreements. They only receive anonymous, aggregated data.
Cookies & Tracking
Essential Cookies
We use essential cookies that are necessary for our website to function properly. These cannot be disabled without affecting website functionality.
Analytics Cookies
We use analytics cookies to understand how visitors interact with our website. These cookies collect anonymous information and cannot identify you personally.
Your Cookie Choices
You can control cookies through your browser settings:
- Block all cookies (may affect website functionality)
- Block third-party cookies only
- Accept all cookies
- Be prompted before accepting each cookie
Do Not Track
We respect "Do Not Track" signals from your browser and will not track users who have enabled this setting.
Data Security
Security Measures
We implement appropriate technical and organizational measures to protect your information:
- SSL/TLS encryption for all website communications
- Secure hosting infrastructure with regular security updates
- Limited access to any stored data on a need-to-know basis
- Regular security audits and monitoring
- Incident response procedures
Local Processing
Since all financial calculations are performed locally in your browser, your sensitive financial data never travels over the internet or reaches our servers.
Data Breach Response
In the unlikely event of a data breach affecting any stored information, we will notify affected users promptly and take immediate action to secure our systems.
Your Rights
UK GDPR Rights
Under UK GDPR, you have the following rights regarding your personal data:
- Right to Access: Request copies of your personal data
- Right to Rectification: Request correction of inaccurate data
- Right to Erasure: Request deletion of your personal data
- Right to Restrict Processing: Limit how we use your data
- Right to Data Portability: Receive your data in a machine-readable format
- Right to Object: Object to certain types of processing
Exercising Your Rights
To exercise any of these rights, please contact us at yigetech@gmail.com. We will respond within 30 days.
Complaints
You have the right to lodge a complaint with the Information Commissioner's Office (ICO) if you believe we have not handled your personal data properly.
Data Retention
Financial Calculation Data
Financial information entered into our calculators is not stored or retained. It exists only temporarily in your browser's memory during your session.
Analytics Data
Anonymous analytics data is retained for up to 26 months to help us understand long-term usage trends and improve our services.
Contact Communications
Email communications are retained for up to 3 years for customer service purposes, after which they are securely deleted.
Account Deletion
Since we don't require user accounts, there's no account data to delete. If you've contacted us by email and wish to have your communications deleted, please let us know.
Children's Privacy
Our website is not intended for use by children under 18 years of age. We do not knowingly collect personal information from children under 18.
If you are a parent or guardian and believe your child has provided us with personal information, please contact us immediately at yigetech@gmail.com.
If we become aware that we have collected personal information from a child under 18, we will take steps to remove that information from our systems promptly.
International Users
Data Transfers
Our website is hosted in the UK. If you access our website from outside the UK, your information may be transferred to, stored, and processed in the UK.
Legal Basis
We process personal data based on the following legal grounds:
- Legitimate Interest: To provide and improve our services
- Consent: When you contact us voluntarily
- Legal Obligation: To comply with applicable laws
Adequacy Decisions
We ensure appropriate safeguards are in place when transferring data internationally, in compliance with UK data protection laws.
Policy Updates
Notification of Changes
We may update this Privacy Policy from time to time. When we make changes, we will:
- Update the "Last Updated" date at the top of this page
- Post the updated policy on our website
- For material changes, provide additional notice on our website
Continued Use
Your continued use of our website after any changes to this Privacy Policy constitutes your acceptance of the updated policy.
Stay Informed
We recommend reviewing this Privacy Policy periodically to stay informed about how we protect your information.
Contact Us
If you have any questions about this Privacy Policy or our privacy practices, please contact us:
Privacy Questions
Email: yigetech@gmail.com
We will respond to all privacy-related inquiries within 24 hours during business days.
For data protection inquiries specifically, please include "Privacy" in your email subject line to ensure prompt handling.