Build Your Portfolio Analysis
Portfolio Performance Analysis
Individual Property Analysis
Portfolio Metrics Comparison
| Property | Current Value | Equity | Net Yield | Capital Growth | Monthly Cashflow |
|---|
Understanding Portfolio Analysis
Portfolio Value
- Total current market value of all properties
- Combined equity across the portfolio
- Debt-to-equity ratio analysis
- Asset diversification assessment
Rental Yields
- Gross yield: Annual rent ÷ Property value
- Net yield: After expenses and void periods
- Cash-on-cash return on investment
- Yield comparison across properties
Capital Growth
- Total appreciation since purchase
- Annualized growth rate per property
- Regional performance comparison
- Growth trends and projections
Cashflow Analysis
- Monthly net income per property
- Portfolio-wide cashflow position
- Impact of mortgage payments
- Reinvestment opportunities
Key Performance Indicators
| Metric | Formula | Good Range | Purpose |
|---|---|---|---|
| Gross Rental Yield | (Annual Rent ÷ Property Value) × 100 | 5-8% | Income generation efficiency |
| Net Rental Yield | ((Annual Rent - Expenses) ÷ Property Value) × 100 | 3-6% | True return after costs |
| Cash-on-Cash Return | (Annual Cashflow ÷ Cash Invested) × 100 | 6-12% | Return on actual investment |
| Loan-to-Value (LTV) | (Mortgage ÷ Property Value) × 100 | 65-80% | Leverage and risk assessment |
| Debt Service Coverage | Annual Rent ÷ Annual Mortgage Payments | 1.25+ | Ability to service debt |
Frequently Asked Questions
Essential information about property portfolio analysis and investment performance tracking
How do I calculate the overall performance of my property portfolio?
Portfolio performance is measured by combining rental yields, capital growth, and cash flow across all properties. Key metrics include total portfolio value, weighted average yield, total equity, and annual net cash flow. Our calculator automatically aggregates these metrics to give you a comprehensive portfolio overview.
What's a good rental yield for a property portfolio?
A good portfolio should target a weighted average net yield of 4-7%, depending on location and property types. Higher yields (7%+) often indicate higher risk areas, while lower yields (3-5%) may be in prime locations with better capital growth prospects. Diversification across yield ranges can optimize risk-adjusted returns.
How should I track capital growth across multiple properties?
Track both absolute capital growth (current value minus purchase price) and annualized growth rates for each property. Compare performance against local market averages and consider factors like location, property type, and market cycles. Regular valuations help maintain accurate portfolio tracking.
What metrics should I use to compare properties in my portfolio?
Key comparison metrics include net rental yield, cash-on-cash return, loan-to-value ratio, debt service coverage ratio, and total return on investment. Also consider qualitative factors like location prospects, tenant demand, maintenance requirements, and exit strategy potential when evaluating portfolio properties.
How often should I review my property portfolio performance?
Review your portfolio quarterly for financial performance and annually for strategic assessment. Monthly monitoring of rental income and expenses is essential. Annual reviews should include property valuations, market analysis, tax planning, and portfolio rebalancing considerations to optimize long-term performance.